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Starting a Monthly Budget

Want to create a monthly budget but don’t know where to start? Hopefully I can give you some ideas by recounting how I came up with my monthly budget.

My graduate school stipend is the first time in my life I’ve had a consistent monthly income that I have to live off of. I found myself in a situation where I needed a monthly budget but didn’t know how to come up with one.

Staying Productive While Off-Campus: Online Resources

I’m spending this academic year in Athens, Greece. (Why yes, you should be envious.) It’s easy to get distracted from work, but here are some tools that help me continue my research as usual even when off-campus.

The U-M Virtual Private Network (VPN). The U-M VPN connects your computer to the university’s network, both helping keep your connection secure and allowing you to use any web-based resources just like you would on the U-M campus. Since the VPN connects you to a U.S.-based network, it also allows you to access resources that are only available in the U.S. when you are abroad. Click here for more information.

A Productive Day

7:30 a.m. I hear a loud noise which I quickly identify as my alarm clock. I wake up at an earlier time than I would have wanted to. The guilt of not having been productive on the previous day gets me out of bed.

10:00 a.m. I finally manage to get myself out of my studio in the West side of town. As I walk downtown, I decide that the windows at Literati would inspire me to get some work done.

10:30 a.m. Literati is unsurprisingly full. I can’t get a table there. I feel a quick rush of jealousy for the people who have managed to get themselves to work earlier than me. I am forced to think of a plan B.


The views expressed in this post are the author’s and do not necessarily reflect those of Rackham Graduate School or the University of Michigan.

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